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Banking jobs, Sales jobs, Business-related jobs, Jobs in Kenya

Relationship Manager – Public Sector

Principle Accountabilities

  • Business planning and growth within government and quasi-government institutions.
  • Undertake market situation analysis to identify new business opportunities.
  • Understand customers’ businesses and anticipate their requirements.
  • Match customers’ needs with HFC product capabilities through presentations and proposals.
  • Negotiate terms and conditions with customers to maximize revenue and profitability.
  • Offer need-based solutions to meet the specific investment needs of our customers and prospects.
  • Conduct joint calls with schemes and IB RMs to ensure proper management of the value chain.
  • Ensure smooth deal implementation while maintaining high levels of service quality.
  • Identify opportunities for cross-selling and referrals to other HFC business lines through developing a good understanding of client needs.
  • Ensure the best in class in terms of quality of customer experience, sales, turnaround time, and productivity standards.
  • Continuously provide feedback on the acceptance of the products in the market and suggest changes that could improve uptake.

Key Competencies and Skills

Technical Competencies

  • Computer/IT skills, including knowledge of Microsoft office applications e.g. Word; Excel; PowerPoint etc.
  • General knowledge in banking processes.

General Competencies:

  • Excellent written and oral communication skills.
  • Excellent interpersonal skills with the ability to effectively work with individuals and groups at all organization levels; ability to work independently and as part of a team.
  • Excellent customer service skills with the ability to respond to inquiries or complaints effectively and timely.
  • Ability to take initiative and prioritize tasks; good time-management, organization, problem-prevention and problem-solving skills.
  • Basic analytical ability with active listening skills.
  • Ability to work accurately with close attention to detail; must have eye for details, strong ability to scrutinize and examine.
  • Ability to maintain confidentiality of sensitive information.
  • Willingness to adapt to changing business needs and deadlines.

Minimum Qualifications, Knowledge and Experience

Education:

  • Bachelor’s degree

Experience: 

  • A minimum of 5 years’ experience in sales preferably within the Banking Industry.
  • Demonstrate knowledge of banking operations
  • Problem-solving and analytical skills
  • Demonstrate integrity and ethical standards
  • Attentive to details  

Branch Business Consultant – Personal Banking

Principle Accountabilities

  • Cross-selling of HFC Bank products by establishing new relationships in order to grow both the assets and liabilities book.
  • Maintaining customer relations through regular contact to ensure customer satisfaction and business continuity
  • To review accounting opening forms and loan applications by scrutinizing the documents to ensure they are KYC-compliant
  • To check data entry by verifying the data captured against source documents to ensure accuracy in data capture
  • To analyze mortgage loan applications by interviewing the customers.
  • To identify customers’ borrowing needs by interviewing them so as to ensure the sale of the right mortgage product.
  • To safeguard bank assets by being a dual custodian to minimize fraud and losses

Key Competencies and Skills

Technical and General Competencies:

  • Technical competencies: selling skills, analytical skills, negotiation skills, supervisory     skills, IT Skills, report writing, communication skills and Product knowledge 
  • General competencies: teamwork, Listening skills

Minimum Qualifications, Knowledge and Experience

Education:

  • A business-related degree

Experience: 

  • 3 years in the Banking Industry

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